Obligatory First Post

I’ve been reading a personal finance blogs for a long time, but I never pictured myself writing one.  Now that I’ve taken the plunge though, I’m kind of psyched.

The only thing my parents ever really told me about money was that I shouldn’t let my credit card carry a balance from month to month.  When I got my first part-time job, I started socking money away with the goal of going on a really nice vacation.  Eventually, I decided to go to graduate school and stumbled across a personal finance blog; I ramped up my savings and sent out my applications.

I graduated with my Master’s degree last year and spent almost a year being un- and marginally employed.  I spent through my savings (which was the idea of saving them I suppose –live through grad school and the aftermath without steady work or credit card debt) and added a brand spanking new student loan to my monthly bills.  Now that I’m happily employed again, I kind of feel like I’m starting from scratch.  It is a little frustrating, to say the least.

Hence the blog.  I’m thinking that writing here will give me the motivation to keep paying down my loans, making frugal choices, and building a rich and fulfilling life.  I’m also hoping to share some ways to make ends meet, while still having a good time, in the most expensive city in the United States.

There’s not much here to read yet, but it’s a start.